APITONG MODEL
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RIMAVEN PROPERTIES, INC.
TALANA HOMES
SALES COMPUTATION
APITONG MODEL
Talanai Homes
Brgy. Sapang Biabas, Mabalacat City, Pampanga
Total Selling Price
Php 2,827,000.00
BANK FINANCING COMPUTATION – 15% DP (RCBC-Accredited Bank)
Apitong Model (End Corner, Non-Batch)
Block 7, Lot 18 (W2W Lot 16)
Single-Attached (79 sqm lot area; 50 sqm floor area)
2 Bedrooms, 1 Toilet & Bath
- Total Selling Price: Php 2,827,000.00
- 15% Downpayment: Php 424,050.00
- Reservation Fee: Php 20,000.00
- Total Downpayment Less Reservation Fee: Php 404,050.00
- Processing & Move-In Fees: Php 116,945.00
- Total Equity and PF/MIF: Php 520,995.00
Payment Terms:
- 6 Mos Installment (5% discount on DP & LD amounting to Php 21,202.50)
- Spot Payment (9% discount on DP & LD amounting to Php 38,164.50)
BANK FINANCING COMPUTATION – 30% DP (Other Bank)
Apitong Model (End Corner, Non-Batch)
Block 7, Lot 18 (W2W Lot 16)
Single-Attached (79 sqm lot area; 50 sqm floor area)
2 Bedrooms, 1 Toilet & Bath
- Total Selling Price: Php 2,827,000.00
- 30% Downpayment: Php 848,100.00
- Reservation Fee: Php 20,000.00
- Total Downpayment Less Reservation Fee: Php 828,100.00
- Processing & Move-In Fees: Php 116,945.00
- Total Equity and PF/MIF: Php 945,045.00
Payment Terms:
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6 Mos Installment (5% discount on DP & LD amounting to Php 42,405.00)
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Spot Payment (9% discount on DP & LD amounting to Php 76,329.00)
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Principal Balance (Estimated Loanable Amount): Php 2,261,600.00
Note: Insurance, water & electric application fees not yet included.
BANK FINANCING COMPUTATION – 20% DP (Metrobank-Accredited Bank)
Apitong Model (End Corner, Non-Batch)
Block 7, Lot 18 (W2W Lot 16)
Single-Attached (79 sqm lot area; 50 sqm floor area)
2 Bedrooms, 1 Toilet & Bath
- Total Selling Price: Php 2,827,000.00
- 20% Downpayment: Php 565,400.00
- Reservation Fee: Php 20,000.00
- Total Downpayment Less Reservation Fee: Php 545,400.00
- Processing & Move-In Fees: Php 116,945.00
- Total Equity and PF/MIF: Php 662,345.00
Payment Terms:
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6 Mos Installment (5% discount on DP & LD amounting to Php 28,270.00)
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Spot Payment (9% discount on DP & LD amounting to Php 50,886.00)
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Principal Balance (Estimated Loanable Amount): Php 2,261,600.00
Note: Insurance, water & electric application fees not yet included.
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PAGIBIG -FINANCING
RIMAVEN PROPERTIES, INC.
TALANAI HOMES
Sapang Biabas, Mabalacat City
NEW HDMF APPRAISAL
SALES COMPUTATION
APITONG MODEL
TALANAI HOMES
Brgy. Sapang Biabas, Mabalacat City, Pampanga
PAG-IBIG FINANCING COMPUTATION
APITONG MODEL – END CORNER
NON-BATCH UNIT
Block 7 Lot 18 (W2W Lot 16)
APITONG MODEL
Single-Attached
- Lot Area: 79 sqm
- Floor Area: 50 sqm
- 2 Bedrooms; 1 Toilet & Bath
Total Selling Price: β±2,827,000.00
10% DP APV + Loan Difference: β±811,090.00
Reservation Fee: β±20,000.00
Total Downpayment & Loan Difference Less RF: β±791,090.00
Processing & Move-In Fees: β±201,755.00
Total Equity and PF/MIF: β±992,845.00
Payment Terms:
- 6 months installment (with 5% discount on DP & LD amounting β±40,554.50)
- Spot payment (with 9% discount on DP & LD amounting β±72,998.10)
Total Payable:
- 6 months installment: β±158,715.08
- Spot payment: β±919,846.90
Estimated Monthly Amortization (at 6.250% interest rate):
- Principal Balance (Estimated Loanable Amount): β±2,015,910.00
- Monthly Amortization:
- 5 Years: β±39,207.96
- 10 Years: β±22,634.66
- 15 Years: β±17,284.88
- 20 Years: β±14,734.85
- 25 Years: β±13,298.33
- 30 Years: β±12,412.30
Note: Insurance, water, and electric application fees are not yet included.
NHMFC FINANCING
Project: Las Palmeras
House Type: Duplex
Lot Area: 60sqms
Lot Classification: Regular
NHMFC FINANCING:
Selling Price: 2,725,000.00
KICK OFF PROMO DISCOUNT: 75,000.00
Add: 8% Miscellaneous Fee: 212,000
Net Selling Price: 2,862,000.00
Downpayment-Deferred 10%: 286,200.00
Less Reservation Fee: 20,000.00
Balance 24 months payable: 266,200
Payment per month: 11,091.67
Balance Loanable Amount: 2,575,800.00
AMORTIZATION: NHMFC
TERMS:
7 years: 36,044.13 | GMI: 120,147.11
10 years: 27,069.24 | GMI: 90,230.81
15 years: 20,638.62 | GMI: 68,795.42
20 years: 17,718.60 | GMI: 59,062.01
25 years: 16,438.82 | GMI: 54,796.08Β
30 years: 15,775.98 | GMI: 52,586.58
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PAGIBIG FINANCING -REQUIREMENTS
BASIC REQUIREMENTS
- 2 Valid Government IDs of Buyer (back-to-back copy with 3 specimen signatures)
(1 copy) - 2 Valid Government IDs of Buyer (back-to-back copy with 3 specimen signatures) if married
(1 copy) - 1×1 ID Picture – White Background (WBG), strictly not a scanned copy, and must be recent
(4 pcs) - TIN ID or TIN Number
(1 copy) - Latest Proof of Billing (If any, submit Authorization Letter of the owner & photocopy of ID)
(1 copy) - Photocopy of Birth Certificate
(1 copy) - Original Copy PSA Birth Certificate
- Original PSA Marriage Contract if married
- Fill out Housing Loan Application (Forms from sales)
(1 copy) - Credit Investigation Background Authorization – CIBI signed by HR/Employer (Forms from sales)
(1 copy) - PDC – Post Dated Checks
(1 copy)
BASIC REQUIREMENTS PLUS HDMF REQUIREMENTS: FROM BUYER/S
- Updated Summary of Contributions (Not required for 18-month installment buyers)
(1 copy)
ADDITIONAL Proof of Income:
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If Locally Employed:
- Latest Proof of Income (Certificate of Employment with Compensation)
(1 copy) - Latest 1-Month Payslip – Certified True Copy
(1 copy) - ITR 2316
(1 copy)
- Latest Proof of Income (Certificate of Employment with Compensation)
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If Home-Based – International Employer:
- Latest Proof of Income (Certificate of Employment with Compensation)
(1 copy) - Latest 1-Month Payslip – Certified True Copy
(1 copy) - 1-Year Bank Statement signed by the bank
(1 copy)
- Latest Proof of Income (Certificate of Employment with Compensation)
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If Self-Employed (For Business):
- Business Permit / Mayor’s Permit
(1 copy) - Latest ITR
(1 copy) - Audited Financial Statement
(1 copy) - OR of Tax Payment from Bank supported by DTI Registration
(1 copy) - Bank Statement
(1 copy)
- Business Permit / Mayor’s Permit
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If OFW:
- Photocopy of Job Contract with POEA stamp (English Translation)
(1 copy) - Certificate of Employment with Compensation duly certified by Employer (with English translation)
(1 copy) - 1-Month Payslip – Certified True Copy
(1 copy) - Original Copy of Special Power of Attorney (Consularized by Philippine Embassy)
(1 copy)
OR
Original Copy of Special Power of Attorney (Local Notary) if the buyer is in the Philippines
(7 copies) - Photocopy of Entry & Exit Visa in Passport (Stamp on departure from the Philippines)
(1 copy) - 2 Valid Government IDs of Atty-in-Fact (back-to-back copy with 3 specimen signatures)
(1 copy) - 1×1 ID Picture – White Background (WBG), strictly not a scanned copy, and must be recent
(2 pcs)
- Photocopy of Job Contract with POEA stamp (English Translation)
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Complete Requirements
NATIONAL HOME MORTGAGE FINANCE CORPORATION CHECKLIST
(For Borrowers of CTS & REM Accounts)
- Housing Loan Application with 1Γ1 ID picture and Data Privacy Consent and Declaration Form β Original
- Two (2) valid IDs β TIN and any government-issued ID β Ctc
- Marriage Contract, if applicable β Ctc
- Letter of Authority in favor of NHMFC to inspect the property of the borrower/buyer β Original
- Authority for Background and Credit Investigation β Original
- Borrowerβs ledgers and official receipts β Orig & Ctc
- Insurance Policy covering MRI, Fire, and Lightning (if in house, not compulsory covered by NHMFC) β Original
- Health Statement Form (if applicable) β Original
- Proof of Capacity to pay
Proof of Capacity to Pay (Details):
a. If Employed:
- Latest Income Tax Return (ITR) β Orig. & Ctc
- Certificate of Employment (COE) β Orig. & Ctc
- 2 Payslips (within 6 months) β Orig. & Ctc
- Passbook or other docs showing other income β Orig. & Ctc
b. If in Business (Submit Original & Photocopy):
- Latest ITR and Audited Financial β Orig. & Ctc
- Mayorβs/Business Permit β Orig. & Ctc
- Bank Statement or passbook for the last 12 months or other docs that validate capacity to pay β Orig. & Ctc
c. If OFW:
- Valid Employment Contract (English) β Orig. & Ctc
- Bank Statement or passbook for the last 12 months or other docs that validate capacity to pay β Orig. & Ctc
d. Other Sources of Income:
- Lease Contract for income-generating properties β Orig. & Ctc
- OR/CR of vehicle/s owned β Orig. & Ctc
- Photocopy of Statement of Investment Account β Orig. & Ctc
- Other documents showing source/s of income β Orig. & Ctc
Reservation Requirements
Reservation Requirements
- TIN Verified (BIR Form-1904)
- Proof of Income
- COEC or 1 Month Latest Payslip
- Job Contract with Compensation (for OFW)
- Audited Financial Statement or ITR (Self-employed)
- 2 Valid IDs
BANK FINANCING CHECKLIST
B. BANK REQUIREMENTS
- Duly accomplished application form
- Marriage contract (If married), Copy of court Decision on Annulment (if applicable)
- Latest Proof of Billing
C. ADDITIONAL REQUIREMENTS
C.1 For Locally Employed
- Latest Income Tax Return
- Certificate of Employment with Compensation
- Pay slip (one month)
C.2 For Self-Employed
- Latest Income Tax Report
- Audited Financial Statement
- Top three (3) Clients/Suppliers with landline
- Official Receipts of Tax Payments
C.3 OFW/Seamen
- Job contract with compensation, date joined, and job position
- Photocopy of Passport
- Attorney-in-fact
Attorney-in-fact Details:
- Two (2) valid IDs with 3 specimen signature
- Special Power of Attorney
- Proof of Remittance
- AIFβs proof of Billing
Reservation Requirements
Project: La Breeza Subdivision Batch 6
Total Contract Price: 929,147.47
Reservation Fee: 5,000.00
Equity: 89,147.47
Monthly Equity for 15 months:
Php 5,943.16
Monthly Amortization thru Pagibig Financing for 30 years: 5,209.31Β
25 years: 5,572.93/month
20 years: 6,164.24/month
15 years: 7,216.49/month
10 years: 9,428.24/month
5 years: 16,288.89/month
Complete Requirements
Project: La Breeza Subdivision Batch 6
Total Contract Price: 929,147.47
Reservation Fee: 5,000.00
Equity: 89,147.47
Monthly Equity for 15 months:
Php 5,943.16
Monthly Amortization thru Pagibig Financing for 30 years: 5,209.31Β
25 years: 5,572.93/month
20 years: 6,164.24/month
15 years: 7,216.49/month
10 years: 9,428.24/month
5 years: 16,288.89/month
in-house financing for 15 years: 8,336.03
A. Developer’s Background
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B. PROJECT BACKGROUND
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La Palmeras Amenities includes:
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C. LOCATION
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School β
Churches β
Market β
Shopping Mall β
Transport Terminal –
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Churches β
Palengke β
Shopping Mall β
Transport Terminal –
Tricycle
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D. PRICING
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Spot Cash (TCP) –Β ?%
Spot Cash (DP) –Β ?%
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E. PROJECT STATUS
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οΈβ Preselling
βReady to Build (RTB)
οΈβ Ready for Occupancy (RFO)
Note: Sa ngayon meron po tayong Pre-selling Unit at meron din po tayong RFO Units
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F. ESTIMATED TURNOVER
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G. DELIVERABLES
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H. RESERVATION PROCESS
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I. AFTER RESERVATION CONCERN
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J. LOAN REQUIREMENTS CONCERN
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K. OFW CONCERN
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L. FINANCING PROCESS
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M. TURNOVER and MOVE IN PROCESS
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N. OCCUPANCY CONCERN
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O. PROJECT COORDINATOR – CONTACT DETAILS
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