Bernice Homes
𝗕𝗘𝗥𝗡𝗜𝗖𝗘 𝗛𝗢𝗠𝗘𝗦
Brgy. Manga, Capas, Tarlac
𝗦𝗲𝗹𝗹𝗶𝗻𝗴 𝗕𝗮𝘁𝗰𝗵 𝟭 – 𝗧𝗛 𝟯𝟮.𝟲 𝗠𝗼𝗱𝗲𝗹
𝗣𝗔𝗚-𝗜𝗕𝗜𝗚 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴
Income requirement: ₱17,500 above (NCR) and ₱14,000 above (Region / OFW)
𝗛𝗼𝘂𝘀𝗲 𝗗𝗲𝘁𝗮𝗶𝗹𝘀
Floor Area: 32.6 sqm
Lot Area: 31 sqm
Unit Types: I-5 and I-6.5
Reservation Fee: ₱5,000
Equity Term: 18 months
Interest Rate: 6.375% per annum
Loan Term: up to 30 years
𝗦𝘁𝗿𝗲𝗲𝘁 𝗡𝗮𝗺𝗲: 𝗕𝗿𝗲𝗻𝘁
Typical computation for Unit I-6.5
Selling Price: ₱699,505.50
Estimated Loan Value: ₱630,000.00
Gross Equity: ₱69,505.50
Reservation Fee: ₱5,000.00
Net Equity (18 months): ₱64,505.50
Monthly Equity: ₱3,583.64
Estimated Monthly Amortization: ₱3,930.38
Higher price variant
Selling Price: ₱711,311.50
Estimated Loan Value: ₱640,000.00
Gross Equity: ₱71,311.50
Monthly Equity: ₱3,683.97
Estimated Monthly Amortization: ₱3,992.77
𝗦𝘁𝗿𝗲𝗲𝘁 𝗡𝗮𝗺𝗲: 𝗕𝗮𝗿𝗹𝗲𝘆
Typical computation for Unit I-5
Selling Price: ₱699,505.50
Estimated Loan Value: ₱630,000.00
Gross Equity: ₱69,505.50
Reservation Fee: ₱5,000.00
Net Equity (18 months): ₱64,505.50
Monthly Equity: ₱3,583.64
Estimated Monthly Amortization: ₱3,930.38
Higher price variant
Selling Price: ₱711,311.50
Estimated Loan Value: ₱640,000.00
Gross Equity: ₱71,311.50
Monthly Equity: ₱3,683.97
Estimated Monthly Amortization: ₱3,992.77
𝗦𝘁𝗿𝗲𝗲𝘁 𝗡𝗮𝗺𝗲: 𝗕𝗮𝗺𝗯𝗼𝗼
Premium lot computation for Unit I-5
Selling Price: ₱717,214.50 to ₱729,020.50
Estimated Loan Value: ₱645,000.00 to ₱655,000.00
Gross Equity: ₱72,214.50 to ₱74,020.50
Reservation Fee: ₱5,000.00
Monthly Equity (18 months): ₱3,734.14 to ₱3,834.47
Estimated Monthly Amortization: ₱4,023.96 to ₱4,086.35
📋 PAG-IBIG FINANCING – INITIAL REQUIREMENTS
1. Proof of Income (Latest Copy)
Any one of the following:
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Latest Payslip
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Certificate of Employment (COE)
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Job Contract
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Financial Statement
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ITR (Income Tax Return)
- 2. Valid Government-Issued ID (1 copy)
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3. SPA / Representative’s ID (if applicable)
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Photocopy of Special Power of Attorney (SPA)
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Photocopy of Representative’s Valid ID
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4. Pag-IBIG Membership Proof
Any one of the following:
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-
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Pag-IBIG MID Number
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Pag-IBIG Contribution Receipt
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ESAV (for employed / OFW)
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BORLAND DEVELOPMENT CORPORATION
IN-HOUSE FINANCING
Buyer’s List of Requirements
INITIAL RESERVATION REQUIREMENTS
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Latest Copy of Proof of Income (e.g., CEC, Job Contract, Remittance Slip, Bank Statement, Financial Statement, ITR, etc.)
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Photocopy of One (1) Government-Issued ID (e.g., SSS ID, Postal ID, Passport, Voter’s ID, TIN ID, PRC ID, Driver’s License, Brgy. ID, GSIS ID, Senior Citizen ID)
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Photocopy of SPA or Representative’s ID (if applicable)
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SPA / Representative’s ID (if applicable)
• Photocopy of Special Power of Attorney (SPA)
• Photocopy of Representative’s Valid ID
5. Pag-IBIG Membership Proof
• Pag-IBIG MID Number
• Pag-IBIG Contribution Receipt
• ESAV (for employed / OFW)
A. Developer’s Background
Answer: Borland Development Corporation
Batangas, Bulacan, Caloocan, Cavite, Laguna, Nueva Ecija, Pampanga, Rizal, Tarlac, Zambales
Bulacan, Caloocan, Cavite, Laguna, Nueva Ecija, Pampanga, Rizal and Tarlac
Answer: Yes po. PLS 03-275
Answer: Meron po sa Pampanga and Tarlac
Answer: Marami na po
Housing and Land Use Regulatory Board
1990 – 2020
Developer with the Second Most Number of Subdivision Units licensed under BP 220
North Luzon Developer’s Forum
2014
No. 3 Top North Luzon Developer for Three (3) Consecutive Years from 2011 to 2013
Pag-IBIG Fund State of the Fund Address
2015
No. 5 Top Developer Corporate-Wide in terms of Take-Out Value
Units licensed under BP 220
Pag-IBIG Fund Accomplishment Report
2016
No.5 Top Developers Corporate-Wide in terms of Take-Out Value
Stakeholders Accomplishment Report, South Luzon
2018
No. 3 among Pag-IBIG Fund’s Accredited Developers in South Luzon in terms of Housing Loan Take-Out on Loan Value for 2018
Answer: 34 years
Answer: Dito po sa La Breeza nasa processing napo ang documentation
Answer: Purok 1 National Highway Mangan Vaca Subic Zambales
Answer:
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B. PROJECT BACKGROUND
Answer: 17 hectares
Answer: 1,400 units
Answer: August 2021
Answer:
- Entrance Gate
- Parks and Playgrounds
- Clubhouse
- Basketball Court
Answer: Sa ngayon sa La Breeza Subdivision, wala pa po tayong Wifi Connection, ongoing request pa po. Possible po ang converge and PLDT
Answer: Borland Centralized Water Tank
Answer: Zameco
Answer:
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C. LOCATION
Answer: Bgry San Pablo Castillejos Zambales
School – Jesus Magsaysay Technical – Vocational School (5 minutes from the Subdivision)
Castillejos Public Market – 7 minutes from the Subdivision
Castillejos Municipal Hall – 8 minutes from La Breeza Subdivision
Shopping Mall – Waltermart Subic | 18 minutes away
Transport Terminal – Castillejos Terminal 8 mins
Answer: Govic Hi-way
School – Jeep 13 pesos, Tricycle 25 pesos
Churches – Jeep 13 pesos
Palengke – Tricycle 25 pesos
Shopping Mall: Walter Mart Subic – Jeep 17 pesos
Transport Terminal – Jeep 13 pesos
Jeep and Tricycle
Answer
Answer:
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D. PRICING
Answer: Php 929,147.47
Answer: Pagibig and Inhouse Financing
Pre-selling RFO
Pag-ibig Financing Pag-ibig Financing
Based on Net Downpayment Based on Net Downpayment
1-3 months – 10% 1-3 months – 5%
4-6 months – 7.5%
7-9 months – 5%
10-12 months – 2.5%
In-house Financing
Based on Net Downpayment Based on Net Downpayment
1-3 months – 12.5% 1-3 months – 5%
4-6 months – 10%
7-9 months – 7.5%
10-12 months – 5%
13-15 months – 2.5
Answer: Yes po, nagkakaroon ng end unit kapag may bagong bukas na block and lot, nagkakahalaga ito ng Php 1,228,796.14
Answer: Yes po, nagkakaroon ng end unit kapag may bagong bukas na block and lot, nagkakahalaga ito ng Php 1,343,684.43
Answer: N/A
Answer: Maximum 15 years po
Answer: 11.5% po ang interest
Answer: Meron po
Answer: Sa araw din po na irereserve ninyo yung napili nyo na block and lot sa La Breeza Subdivision
Answer: 30 days after reservation
Answer: 1 month after ma loan take out sa Pagibig
Answer: 5,334.09
Answer: 15K above monthly income
Answer: 6.250%
Answer: N/A
Answer:
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E. PROJECT STATUS
Answer:
️✅Preselling
❎Ready to Build (RTB)
️✅Ready for Occupancy (RFO)
Note: Sa ngayon meron po tayong Pre-selling Unit at meron din po tayong RFO Units
Answer:
F. ESTIMATED TURNOVER
Answer: Makakalipat po tayo sa bahay kapag na fully paid napo natin ang Downpayment at na approved napo ang loan natin sa Pagibig
Answer: Kapag na process at na approved napo ang loan natin sa Pag-ibig
Answer: Kapag na process at na approved napo ang loan natin sa Pag-ibig
Answer: Ang mga bahay po sa La Breeza ay mostly ready for occupancy na at on going construction na ung ibang mga units
Answer: Ang mga bahay po sa La Breeza ay mostly ready for occupancy na at on going construction na ung ibang mga units
Answer: Yes po, Batch 1-5 ay mga ready for occupancy na
Answer: Maximum of 2 months pwede napo lipatan ang mga bahay
Answer: Sa La Breeza Subdivision po, wala tayong for sale na lot only. Bahay at lupa po lahat
Answer:
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G. DELIVERABLES
Answer: Bare type po
Answer: Wala po, kaya meron kayo pagkakataon na magkaroon mamili ng designs kapag bibili na kayo at papalagyan ang inyong bahay
Answer: Yes po nakapintura na ang labas ng bahay. Sa loob kayo napo ang magpapalagay ng pintura.
Answer: Meron na po
Answer: Wala pa po, ang mga homeowner napo ang magpapalagay ng mga partition sa kanilang nakuhang bahay
Anwer:
Answer: Mga mga block and lot po na may space for parking. Upon reservation po kapag ang nireserve nyo na bahay ay may triangle note sa subdivision map ibig sabihin po may parking ang nakuha nyo na unit. Kasya ang isang SUV.
Answer: 40sqms
Answer: 46.6 sqms
Answer
H. RESERVATION PROCESS
Answer: 2 valid and proof of income like payslip
Answer: Pwede po.
Answer: Pwede po, pero may processing fee po ito na 1,500 pesos
Answer: Kumpletuhin po ang mga needed na requirements kung kulang pa ang mga naipasa.
Anwer: Pwede po kunin ang mga kamag anak na may trabaho at pagibig member din
Anwer: Pwede po. May option tayo na kunin and loan term ng 5 years, 10 years, 15 years upto 30 years maximum
Answer: Hindi po. Maari lamang itong ipangalan sa anak kapag nasa legal age na, 18 years old pataas.
Answer: Yes po, pwede nya ipangalan yung bahay syo.
Answer
I. AFTER RESERVATION CONCERN
Answer: Kumpletuhin po ang mga kulang na requirements. Disregard if complete requirements na.
Answer: 30 days after reservation
Answer: Sa Borland Subic office po
Answer: Kailangan po natin inform ang office sa change of employer at mag submit ng updated requirements katulad ng Certificate of Employment at updated payslip
Answer: Update lamang po ito at mag submit ng marriage certificate at updated ids sa change of status sa office.
Answer: Pwede po
Answer: Pwede naman po, pero hindi sya refundable in full. Magkakaroon po ng briefing at iexplain po ang lahat ng ito bago ang reservation
Answer: Pwede po pero may processing fee po na 1,500 pesos
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J. LOAN REQUIREMENTS CONCERN
Answer: 2 valid id’s, proof of income like updated payslip, proof of billing, marriage certificate if married, birth certificate and cenomar if single
Answer: Pwede po gamitin yung billing kung saan kayo nakatira, need lang po authorization letter from the owner.
Answer: Kapag nag CI napo sila, ibig sabihin on going na yung processing loan nyo sa Pagibig
Answer: If meron po syang English Translation pwede po, kapag wala need po mag request ng may translation
Answer
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K. OFW CONCERN
Answer: Pwede po, as long as ma submit natin ang mga needed requirements such as job contract and bank statements. Kailangan din po natin magkaroon ng representative or AIF (Attorney in Fact)
Answer: Need lang po natin i update ang ating monthly contribution
Answer: Pwede po, need lang po natin mag pa member
Answer: Pwede po, as long as may representative kayo dito sa Pinas at ma submit natin ang mga needed requirements such as job contract and bank statements.
Answer: Pwede po, as long as ma submit natin ang mga needed requirements such as job contract and bank statements. Kailangan din po natin magkaroon ng representative or AIF (Attorney in Fact)
Answer: Yes po, pwede nya kayo i finance at ipapangalan ang bahay sa inyo. Kailangan din po tayo mag submit ng mga needed requirements such as proof on income such as bank statements
Answer: Mahalaga po na isearch nyo muna ang Developer at manghingi ng mga resibo sa bawat pera na ibabayad po ninyo. Ang Borland Developer ay mahigit 34 years napo nagbibigay serbisyo sa pag-abot ng pangarap ng mga pilipinong nangangarap magkaroon ng sariling bahay.
Answer: Pwede po, as long as may representative kayo dito sa Pinas at ma submit natin ang mga needed requirements such as job contract and bank statements.
Answer: Special Power of Attorney
Answer: Attorney in Fact (An attorney-in-fact is a person appointed to act on someone else’s behalf in legal or financial matters, typically through a legal document known as a power of attorney (POA).
Answer: Bibigyan po kayo ng Borland office ng printed copy nito at sample kung paano pipirmahan ito
Answer: Kamag-anak at matalik na kaibigan
Answer: Pwede
Answer
L. FINANCING PROCESS
Answer: Kapag mag CI napo sila, ibig sabihin on going na yung processing po ng loan nyo
Answer: Magbibigay po ng options ang Pagibig kung ano po dapat gawin para ma qualify ulit at ma approve ang loan naten. Madalang lamang po mag disapprove ang Pagibig, usually, kapag nawalan lang po tayo ng trabaho at wala na tayo mapakita na source of income
Answer:
Answer: Iinform po kayo ni Pagibig via email kung approve napo ang loan ninyo. Usually 4-6 months processing po ito
Answer: HR Manager or Supervisor
Answer: Yes po, need natin iupdate ung mga documents naten at isubmit sa Borland office, katulad ng marriage certificate
Answer: Inform po kayo ni Pagibig via email
Answer
Answer
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M. TURNOVER and MOVE IN PROCESS
Answer: Wala po move-in fees sa La Breeza
Answer: Less than 200 pesos lamang po ito, ang babayaran lang po yung contador. Nasa 1000 po ito
Answer: Libre lamang po ito at wala kayo need bayaran
Answer: Zameco
Answer: Borland Centralized Water Tank
Answer: Pwede po since may punchlisting pa tayo
Answer: Ireport lamang po natin ang mga ito sa Engineering at gagawin nila ito bago iturnover ang bahay sa inyo
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N. OCCUPANCY CONCERN
Answer: Hindi pa po available ang HOA since on going palang ang process ng documentations sa La Breeza
Answer: 15,000 sa major construction bond at wala naman po sa minor construction
Answer: Pwede po mag tinda
Answer: Pwede po
Answer: Pwede po
Answer: Wala po, pero pwede po magpalagay ng sarili sa harap bahay
Answer: Tatlo po, and yes meron nagbabantay sa gabi
Answer:
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O. PROJECT COORDINATOR – CONTACT DETAILS
Answer:
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P. INVENTORIES
Answer:
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Caption Title 1
Gusto mo bang magkaroon ng sariling bahay na kayang-kaya ng budget?
Sa Bernice Homes – Capas, Tarlac, puwede kang magsimula sa ₱5,000 reservation lang!
Property Details
▫️ Floor Area: 32.6 sqm
▫️ Lot Area: 31 sqm
💙 Pag-IBIG Financing – Sample Computation
💰 Selling Price: ₱699,505.50
🏦 Pag-IBIG Loan: ₱630,000.00
📌 Gross Equity: ₱69,505.50
💸 Reservation Fee: ₱5,000.00
Equity / Downpayment
▫️ Net Equity: ₱64,505.50
▫️ Monthly Equity (18 months): ₱3,583.64 / month
How to Compute
Gross Equity: ₱69,505.50
Less Reservation Fee: ₱5,000.00
Net Equity: ₱64,505.50
Divide by 18 months = ₱3,583.64 / month
🏦 Loan Amortization
▫️ Pag-IBIG (30 years): ₱2,656.11 / month
📈 Required Monthly Income: ₱7,588.87
Requirements Upon Reservation
✅ 2 Valid Government IDs (Photocopy)
✅ Proof of Income
✅ Proof of Billing
✅ Birth Certificate or Marriage Certificate
📩 PM na ngayon para sa FREE computation at site viewing!
(Your name)
Marketing Associate
PRC Lic. No. 0016602
Mapiles Realty
Caption Title 2
Hindi kailangang milyon para magkaroon ng sariling bahay.
Simulan mo na ang paglipat sa Bernice Homes – Capas, Tarlac sa ₱5,000 reservation lang!
Property Details
▫️ Floor Area: 32.6 sqm
▫️ Lot Area: 31 sqm
💙 Pag-IBIG Financing – Sample Computation
💰 Selling Price: ₱699,505.50
🏦 Pag-IBIG Loan: ₱630,000.00
📌 Gross Equity: ₱69,505.50
💸 Reservation Fee: ₱5,000.00
Equity / Downpayment
▫️ Net Equity: ₱64,505.50
▫️ Monthly Equity (18 months): ₱3,583.64 / month
How to Compute
Gross Equity: ₱69,505.50
Less Reservation Fee: ₱5,000.00
Net Equity: ₱64,505.50
Divide by 18 months = ₱3,583.64 / month
🏦 Loan Amortization
▫️ Pag-IBIG (30 years): ₱2,656.11 / month
📈 Required Monthly Income: ₱7,588.87
Requirements Upon Reservation
✅ 2 Valid Government IDs (Photocopy)
✅ Proof of Income
✅ Proof of Billing
✅ Birth Certificate or Marriage Certificate
📩 PM na ngayon para sa FREE computation at site viewing!
(Your name)
Marketing Associate
PRC Lic. No. 0016602
Mapiles Realty
Caption Title 3
Kung gusto mo ng simple, praktikal, at pasok sa budget,
bagay sa’yo ang 𝐁𝐞𝐫𝐧𝐢𝐜𝐞 𝐇𝐨𝐦𝐞𝐬 – 𝐂𝐚𝐩𝐚𝐬, 𝐓𝐚𝐫𝐥𝐚𝐜.
Property Details
▫️ Floor Area: 32.6 sqm
▫️ Lot Area: 31 sqm
💙 Pag-IBIG Financing – Sample Computation
💰 Selling Price: ₱699,505.50
🏦 Pag-IBIG Loan: ₱630,000.00
📌 Gross Equity: ₱69,505.50
💸 Reservation Fee: ₱5,000.00
Equity / Downpayment
▫️ Net Equity: ₱64,505.50
▫️ Monthly Equity (18 months): ₱3,583.64 / month
How to Compute
Gross Equity: ₱69,505.50
Less Reservation Fee: ₱5,000.00
Net Equity: ₱64,505.50
Divide by 18 months = ₱3,583.64 / month
🏦 Loan Amortization
▫️ Pag-IBIG (30 years): ₱2,656.11 / month
📈 Required Monthly Income: ₱7,588.87
Requirements Upon Reservation
✅ 2 Valid Government IDs (Photocopy)
✅ Proof of Income
✅ Proof of Billing
✅ Birth Certificate or Marriage Certificate
📩 PM na ngayon para sa FREE computation at site viewing!
(Your name)
Marketing Associate
PRC Lic. No. 0016602
Mapiles Realty
Caption Title 4
Isipin mong may bahay ka na…
Hindi na renta, kundi sarili mo na 🏡
Start today sa 𝐁𝐞𝐫𝐧𝐢𝐜𝐞 𝐇𝐨𝐦𝐞𝐬
Property Details
▫️ Floor Area: 32.6 sqm
▫️ Lot Area: 31 sqm
💙 Pag-IBIG Financing – Sample Computation
💰 Selling Price: ₱699,505.50
🏦 Pag-IBIG Loan: ₱630,000.00
📌 Gross Equity: ₱69,505.50
💸 Reservation Fee: ₱5,000.00
Equity / Downpayment
▫️ Net Equity: ₱64,505.50
▫️ Monthly Equity (18 months): ₱3,583.64 / month
How to Compute
Gross Equity: ₱69,505.50
Less Reservation Fee: ₱5,000.00
Net Equity: ₱64,505.50
Divide by 18 months = ₱3,583.64 / month
🏦 Loan Amortization
▫️ Pag-IBIG (30 years): ₱2,656.11 / month
📈 Required Monthly Income: ₱7,588.87
Requirements Upon Reservation
✅ 2 Valid Government IDs (Photocopy)
✅ Proof of Income
✅ Proof of Billing
✅ Birth Certificate or Marriage Certificate
📩 PM na ngayon para sa FREE computation at site viewing!
(Your name)
Marketing Associate
PRC Lic. No. 0016602
Mapiles Realty
Caption Title 5
Kung naghahanap ka ng praktikal at abot-kayang bahay, ito na ‘yon.
Welcome sa Bernice Homes – Capas, Tarlac, kung saan kayang-kaya ang sariling bahay!
Property Details
▫️ Floor Area: 32.6 sqm
▫️ Lot Area: 31 sqm
💙 Pag-IBIG Financing – Sample Computation
💰 Selling Price: ₱699,505.50
🏦 Pag-IBIG Loan: ₱630,000.00
📌 Gross Equity: ₱69,505.50
💸 Reservation Fee: ₱5,000.00
Equity / Downpayment
▫️ Net Equity: ₱64,505.50
▫️ Monthly Equity (18 months): ₱3,583.64 / month
How to Compute
Gross Equity: ₱69,505.50
Less Reservation Fee: ₱5,000.00
Net Equity: ₱64,505.50
Divide by 18 months = ₱3,583.64 / month
🏦 Loan Amortization
▫️ Pag-IBIG (30 years): ₱2,656.11 / month
📈 Required Monthly Income: ₱7,588.87
Requirements Upon Reservation
✅ 2 Valid Government IDs (Photocopy)
✅ Proof of Income
✅ Proof of Billing
✅ Birth Certificate or Marriage Certificate
📩 PM na ngayon para sa FREE computation at site viewing!
(Your name)
Marketing Associate
PRC Lic. No. 0016602
Mapiles Realty
