AMICA COAST
Video 1
Video 2
Sample Computation 1:
Lot Area: (sqm) 75
Regular Lot Price: 10,000
Less 20%: 2,000
Discounted Price: 8,000
TSP: 600,000
Reservation Fee: 5,000
TCP: 595,000
30% Downpayment: 178,500
Total 12 months to pay: 14, 875.00
70% Balance Payable in Monthly Amortization:
1 year: 34, 708.33
2 years: 20, 393. 14
3 years: 14, 642. 90
4 years: 11, 803. 73
5 years: 10, 128.47
10 years: 6,976.92
Sample Computation 2:
Lot Area: (sqm) 80
Regular Lot Price: 10,000
Less 20%: 2,000
Discounted Price: 8,000
TSP: 640,000
Reservation Fee: 5,000
TCP: 640,000
30% Downpayment: 192,000
Total 12 months to pay: 16,000
70% Balance Payable in: 448,000
Monthly Amortization:
1 year: 37,333.33
2 years: 21,935.47
3 years: 15,750.35
4 years: 12,696.45
5 years: 10, 128.47
10 years: 7,504.59
Sample Computation 1:
THE HAUSLAND SUBIC COMPUTATIONS THRU INHOUSE FINANCING
HOUSE MODEL: CEDAR IMPROVED
LOT AREA: 144 SQMS
PACKAGE PRICE: 7,450,000
PROCESSING FEE: 230,000.00
RESERVATION FEE: 50,000.00
PF LESS RS: 180,000.00
PROCESSING FEE FOR
12 MONTHS: 12,500.00
24 MONTHS: 7,500.00
10% DP: 745,000.00
6 MONTHS: 124,166.67
18 MONTHS: 41,388.89
90% PRINCIPAL BALANCE: 6,705,000.00
1-5 YEARS WITH 12% INTEREST: 80,471.27/MO
6-10 YEARS WITH 14% INTEREST
87,087.22
11-15 YEARS: 16% INTEREST
91,016.38
: 7191.79
Basic Salary: 20, 547.97
Sample Computation 2 | Model 1:
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Sample Computation 3 | Model 1:
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Sample Computation 4 | Model 1:
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A. Developer’s Background
Answer: Borland Development Corporation
Batangas, Bulacan, Caloocan, Cavite, Laguna, Nueva Ecija, Pampanga, Rizal, Tarlac, Zambales
Bulacan, Caloocan, Cavite, Laguna, Nueva Ecija, Pampanga, Rizal and Tarlac
Answer: Yes po. PLS 03-275
Answer: Meron po sa Pampanga and Tarlac
Answer: Marami na po
Housing and Land Use Regulatory Board
1990 – 2020
Developer with the Second Most Number of Subdivision Units licensed under BP 220
North Luzon Developer’s Forum
2014
No. 3 Top North Luzon Developer for Three (3) Consecutive Years from 2011 to 2013
Pag-IBIG Fund State of the Fund Address
2015
No. 5 Top Developer Corporate-Wide in terms of Take-Out Value
Units licensed under BP 220
Pag-IBIG Fund Accomplishment Report
2016
No.5 Top Developers Corporate-Wide in terms of Take-Out Value
Stakeholders Accomplishment Report, South Luzon
2018
No. 3 among Pag-IBIG Fund’s Accredited Developers in South Luzon in terms of Housing Loan Take-Out on Loan Value for 2018
Answer: 34 years
Answer: Dito po sa La Breeza nasa processing napo ang documentation
Answer: Purok 1 National Highway Mangan Vaca Subic Zambales
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B. PROJECT BACKGROUND
Answer: 17 hectares
Answer: 1,400 units
Answer: August 2021
Answer:
- Entrance Gate
- Parks and Playgrounds
- Clubhouse
- Basketball Court
Answer: Sa ngayon sa La Breeza Subdivision, wala pa po tayong Wifi Connection, ongoing request pa po. Possible po ang converge and PLDT
Answer: Borland Centralized Water Tank
Answer: Zameco
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C. LOCATION
Answer: Bgry San Pablo Castillejos Zambales
School – Jesus Magsaysay Technical – Vocational School (5 minutes from the Subdivision)
Castillejos Public Market – 7 minutes from the Subdivision
Castillejos Municipal Hall – 8 minutes from La Breeza Subdivision
Shopping Mall – Waltermart Subic | 18 minutes away
Transport Terminal – Castillejos Terminal 8 mins
Answer: Govic Hi-way
School – Jeep 13 pesos, Tricycle 25 pesos
Churches – Jeep 13 pesos
Palengke – Tricycle 25 pesos
Shopping Mall: Walter Mart Subic – Jeep 17 pesos
Transport Terminal – Jeep 13 pesos
Jeep and Tricycle
Answer
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D. PRICING
Answer: Php 929,147.47
Answer: Pagibig and Inhouse Financing
Pre-selling RFO
Pag-ibig Financing Pag-ibig Financing
Based on Net Downpayment Based on Net Downpayment
1-3 months – 10% 1-3 months – 5%
4-6 months – 7.5%
7-9 months – 5%
10-12 months – 2.5%
In-house Financing
Based on Net Downpayment Based on Net Downpayment
1-3 months – 12.5% 1-3 months – 5%
4-6 months – 10%
7-9 months – 7.5%
10-12 months – 5%
13-15 months – 2.5
Answer: Yes po, nagkakaroon ng end unit kapag may bagong bukas na block and lot, nagkakahalaga ito ng Php 1,228,796.14
Answer: Yes po, nagkakaroon ng end unit kapag may bagong bukas na block and lot, nagkakahalaga ito ng Php 1,343,684.43
Answer: N/A
Answer: Maximum 15 years po
Answer: 11.5% po ang interest
Answer: Meron po
Answer: Sa araw din po na irereserve ninyo yung napili nyo na block and lot sa La Breeza Subdivision
Answer: 30 days after reservation
Answer: 1 month after ma loan take out sa Pagibig
Answer: 5,334.09
Answer: 15K above monthly income
Answer: 6.250%
Answer: N/A
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E. PROJECT STATUS
Answer:
️✅Preselling
❎Ready to Build (RTB)
️✅Ready for Occupancy (RFO)
Note: Sa ngayon meron po tayong Pre-selling Unit at meron din po tayong RFO Units
Answer:
F. ESTIMATED TURNOVER
Answer: Makakalipat po tayo sa bahay kapag na fully paid napo natin ang Downpayment at na approved napo ang loan natin sa Pagibig
Answer: Kapag na process at na approved napo ang loan natin sa Pag-ibig
Answer: Kapag na process at na approved napo ang loan natin sa Pag-ibig
Answer: Ang mga bahay po sa La Breeza ay mostly ready for occupancy na at on going construction na ung ibang mga units
Answer: Ang mga bahay po sa La Breeza ay mostly ready for occupancy na at on going construction na ung ibang mga units
Answer: Yes po, Batch 1-5 ay mga ready for occupancy na
Answer: Maximum of 2 months pwede napo lipatan ang mga bahay
Answer: Sa La Breeza Subdivision po, wala tayong for sale na lot only. Bahay at lupa po lahat
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G. DELIVERABLES
Answer: Bare type po
Answer: Wala po, kaya meron kayo pagkakataon na magkaroon mamili ng designs kapag bibili na kayo at papalagyan ang inyong bahay
Answer: Yes po nakapintura na ang labas ng bahay. Sa loob kayo napo ang magpapalagay ng pintura.
Answer: Meron na po
Answer: Wala pa po, ang mga homeowner napo ang magpapalagay ng mga partition sa kanilang nakuhang bahay
Anwer:
Answer: Mga mga block and lot po na may space for parking. Upon reservation po kapag ang nireserve nyo na bahay ay may triangle note sa subdivision map ibig sabihin po may parking ang nakuha nyo na unit. Kasya ang isang SUV.
Answer: 40sqms
Answer: 46.6 sqms
Answer
H. RESERVATION PROCESS
Answer: 2 valid and proof of income like payslip
Answer: Pwede po.
Answer: Pwede po, pero may processing fee po ito na 1,500 pesos
Answer: Kumpletuhin po ang mga needed na requirements kung kulang pa ang mga naipasa.
Anwer: Pwede po kunin ang mga kamag anak na may trabaho at pagibig member din
Anwer: Pwede po. May option tayo na kunin and loan term ng 5 years, 10 years, 15 years upto 30 years maximum
Answer: Hindi po. Maari lamang itong ipangalan sa anak kapag nasa legal age na, 18 years old pataas.
Answer: Yes po, pwede nya ipangalan yung bahay syo.
Answer
I. AFTER RESERVATION CONCERN
Answer: Kumpletuhin po ang mga kulang na requirements. Disregard if complete requirements na.
Answer: 30 days after reservation
Answer: Sa Borland Subic office po
Answer: Kailangan po natin inform ang office sa change of employer at mag submit ng updated requirements katulad ng Certificate of Employment at updated payslip
Answer: Update lamang po ito at mag submit ng marriage certificate at updated ids sa change of status sa office.
Answer: Pwede po
Answer: Pwede naman po, pero hindi sya refundable in full. Magkakaroon po ng briefing at iexplain po ang lahat ng ito bago ang reservation
Answer: Pwede po pero may processing fee po na 1,500 pesos
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J. LOAN REQUIREMENTS CONCERN
Answer: 2 valid id’s, proof of income like updated payslip, proof of billing, marriage certificate if married, birth certificate and cenomar if single
Answer: Pwede po gamitin yung billing kung saan kayo nakatira, need lang po authorization letter from the owner.
Answer: Kapag nag CI napo sila, ibig sabihin on going na yung processing loan nyo sa Pagibig
Answer: If meron po syang English Translation pwede po, kapag wala need po mag request ng may translation
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K. OFW CONCERN
Answer: Pwede po, as long as ma submit natin ang mga needed requirements such as job contract and bank statements. Kailangan din po natin magkaroon ng representative or AIF (Attorney in Fact)
Answer: Need lang po natin i update ang ating monthly contribution
Answer: Pwede po, need lang po natin mag pa member
Answer: Pwede po, as long as may representative kayo dito sa Pinas at ma submit natin ang mga needed requirements such as job contract and bank statements.
Answer: Pwede po, as long as ma submit natin ang mga needed requirements such as job contract and bank statements. Kailangan din po natin magkaroon ng representative or AIF (Attorney in Fact)
Answer: Yes po, pwede nya kayo i finance at ipapangalan ang bahay sa inyo. Kailangan din po tayo mag submit ng mga needed requirements such as proof on income such as bank statements
Answer: Mahalaga po na isearch nyo muna ang Developer at manghingi ng mga resibo sa bawat pera na ibabayad po ninyo. Ang Borland Developer ay mahigit 34 years napo nagbibigay serbisyo sa pag-abot ng pangarap ng mga pilipinong nangangarap magkaroon ng sariling bahay.
Answer: Pwede po, as long as may representative kayo dito sa Pinas at ma submit natin ang mga needed requirements such as job contract and bank statements.
Answer: Special Power of Attorney
Answer: Attorney in Fact (An attorney-in-fact is a person appointed to act on someone else’s behalf in legal or financial matters, typically through a legal document known as a power of attorney (POA).
Answer: Bibigyan po kayo ng Borland office ng printed copy nito at sample kung paano pipirmahan ito
Answer: Kamag-anak at matalik na kaibigan
Answer: Pwede
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L. FINANCING PROCESS
Answer: Kapag mag CI napo sila, ibig sabihin on going na yung processing po ng loan nyo
Answer: Magbibigay po ng options ang Pagibig kung ano po dapat gawin para ma qualify ulit at ma approve ang loan naten. Madalang lamang po mag disapprove ang Pagibig, usually, kapag nawalan lang po tayo ng trabaho at wala na tayo mapakita na source of income
Answer:
Answer: Iinform po kayo ni Pagibig via email kung approve napo ang loan ninyo. Usually 4-6 months processing po ito
Answer: HR Manager or Supervisor
Answer: Yes po, need natin iupdate ung mga documents naten at isubmit sa Borland office, katulad ng marriage certificate
Answer: Inform po kayo ni Pagibig via email
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M. TURNOVER and MOVE IN PROCESS
Answer: Wala po move-in fees sa La Breeza
Answer: Less than 200 pesos lamang po ito, ang babayaran lang po yung contador. Nasa 1000 po ito
Answer: Libre lamang po ito at wala kayo need bayaran
Answer: Zameco
Answer: Borland Centralized Water Tank
Answer: Pwede po since may punchlisting pa tayo
Answer: Ireport lamang po natin ang mga ito sa Engineering at gagawin nila ito bago iturnover ang bahay sa inyo
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N. OCCUPANCY CONCERN
Answer: Hindi pa po available ang HOA since on going palang ang process ng documentations sa La Breeza
Answer: 15,000 sa major construction bond at wala naman po sa minor construction
Answer: Pwede po mag tinda
Answer: Pwede po
Answer: Pwede po
Answer: Wala po, pero pwede po magpalagay ng sarili sa harap bahay
Answer: Tatlo po, and yes meron nagbabantay sa gabi
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O. PROJECT COORDINATOR – CONTACT DETAILS
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P. INVENTORIES
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Caption Title 1
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Caption Title 2
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Caption Title 3
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Caption Title 4
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Caption Title 5
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